Hannah's reports

Here's a credit account scam that I learned about today by accident.
but it is one that we  all need to watch out for because once done, I have found that the same companies that pull this scam have no way to communicate with them in order to be able to reverse it!.
It seems ot be a pretty wide spread "free calogue"  scam; The worst offender to date? Fingerhut .com 
Here is how it works. You see that flashy "free catalogues" come on online. I clicked on it because I am decorating a new apartment. I chose a few includng Fingerhut, a company I had heard of but never dealt with before. Whoopie, I get a free cataglogue from Fingerhut.. Surprisingly, it says in bright red on the cover: My first personal name and then $350 PREAPPROVED CREDIT!
I had never asked for credit nor did the catalogue hustle never mention credit. Well, I am ...